Free Mortgage Tools

Mortgage Calculator

Estimate your monthly payments and see what you can afford — all in one place.

Your details

Home price$850,000
$100K$3M
Down payment · 20%$170,000
Minimum for this price: $25,500 (3%)
Loan term30 yrs
5 yrs30 yrs
Mortgage rate6.40%
0.5%9%
Taxes & insurance
Property tax · 1.10%/yr$779/mo
0.3%2.5%
U.S. average is about 1.1% — rates vary by county.
Home insurance$1,800/yr
$0$8,000
HOA fees$0/mo
$0$1,500
Estimated monthly payment
$5,183
30-year fixed · principal, interest, taxes & insurance
Loan amount
$680,000
Total interest
$851,238

Cost breakdown

Total cost$1,531,238
Principal$680,000
Interest$851,238

What's in your monthly payment

Principal, interest, taxes & insurance (PITI)

Principal & interest$4,253
Property tax$779
Home insurance$150
Total monthly$5,183

Balance over time

Remaining mortgage balance by year

Year 1Year 30
Which Homes Can You Afford?
See Your Options
How Much Is Your Home Worth?
Find My Home Value
Realtor LogoRealtor and MLS LogoEqual Housing Opportunity Logo

"Nobody Knows Homes Better"

    CopyrightRoomvu
    Jocelyn Minier

    Jocelyn Minier

    BHGRE|Realty Connect

    +1-516-540-6152

    Babylon, New York

    I’ve spent the past six years helping clients buy, sell, upsize, downsize, and invest in real estate across Suffolk and Nassau counties. Whether you’re purchasing your first home o...

    BHGRE|Realty Connect
    Which Homes Can You Afford?
    See Your Options
    How Much Is Your Home Worth?
    Find My Home Value
    Realtor LogoRealtor and MLS LogoEqual Housing Opportunity Logo